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Technology to Take Your Financial Planning Practice to the Next Level

fpaswpadmin — Thu, 13 Apr 2023 01:32:36 +0000

Ninety-three percent of financial advisors say technology plays either a critical or important role in their practice, according to a 2021 Technology Survey by Financial Planning Magazine. Given the importance of technology to you and your clients, we would like to invite you to the FPSB Financial Planet Live global webinar, “Technology to Take Your Financial Planning Practice to the Next Level,” on 8 September at 9:00pm Singapore time (13:00h UTC).

Join global thought leaders Michael Kitces, CFP® and Susanne Chishti to learn tech strategies that can help you better serve your clients and improve efficiencies. Also, get tips on how to stay on top of the latest technology advancements and how emerging Fintech may impact you and your clients in the years to come.

This event is open to all those in the global financial planning community, including FPSB Network organizations and their members.

About Michael Kitces, MSFS, MTAX, CFP®, CLU, ChFC, RHU, REBC, CASL

Michael Kitces is the Chief Financial Planning Nerd at Kitces.com, dedicated to advancing knowledge in financial planning and helping to make financial advisors better and more successful.

In 2010, Michael was recognized with one of the (U.S.) Financial Planning Association’s “Heart of Financial Planning” awards for his dedication and work in advancing the profession.

About Susanne Chishti

Susanne Chishti is the CEO of FINTECH Circle, Europe's 1st Investor Network focused on fintech investments & Founder of the FINTECH Circle Institute, a leading fintech learning platform offering Innovation Workshops to C-level executives. She is also the co-editor of the Bestseller The FINTECH Book which has been translated into 10 languages and is sold across 107 countries, The WealthTECH Book, The InsurTECH Book, The PAYTECH Book, The AI Book and The LEGALTECH Book. Chishti has received numerous awards including Business Leaders’ Top 32 Fintech Leaders in the UK, Onalytica’s Top 24 Fintech Influencer in the World, Women in Finance Fintech Champion of the Year Award 2019, and more. She has also been a Fintech TV Commentator on CNBC and a guest lecturer on financial technology at the University of Cambridge and Warwick Business School.

After completing her MBA, Chishti started her career working for a fintech company in the Silicon Valley 25 years ago. She then worked more than 15 years across Deutsche Bank, Lloyds Banking Group, Morgan Stanley and Accenture in London and Hong Kong.

Susanne is an award-winning entrepreneur and investor with strong FINTECH expertise. She is a Judge & Coach at global Fintech events and competitions and a conference keynote speaker. Susanne leads a global community of 200,000 fintech entrepreneurs, investors, financial services professionals globally. Her advisory practice includes leading financial institutions as clients such as Societe Generale, BNP Paribas and UK’s innovation agency NESTA.

The virtual event will be broadcast live on FPSB’s Facebook and YouTube pages. To join the broadcast, simply tune into one of the platforms below at the event start time. We suggest following FPSB on your preferred social platform in advance of the event so you will be notified when the broadcast goes live.

Watch live via Facebook

Watch live via YouTube

新加坡金融理财协会与人民协会网络讲座 – 谁能支付我的医疗费用？

fpaswpadmin — Thu, 13 Apr 2023 01:25:19 +0000

我们很高兴感到热烈的响应 – 将近50人参与了与人民协会联合举办的第三系列 FPAS 金融素养网络讲座。

罗俊雄财务规划师深刻的见解收到了观众的好评，因为他让参与者们从这个研讨会上获益。他也说明了一系列主题，例如终身健保与终身护保的不同，私人综合健保、划一综合健保计划和危重病计划的重要性等。

我们也邀请了GoalsMapper 的金融素养主管，Benjamin Ang，来分享他们的消费者平台，让参与者了解如何计划和了解他们的金融旅程，以便他们能够实现财务目标。

如果您希望收到 GoalsMapper 的财务报告，请发送电子邮件至events@fpas.org.sg，并附上您的姓名、电子邮件和手机号码。FPAS 将向您发送报告的链接。

概要

健康优先权、医疗紧急情况和长期护理都是在老龄化的新加坡普遍关注的问题。今日，有多种医疗保健计划可以帮助您支付医疗费用，但是您有多了解它们的覆盖范围、差异以及它们的协同方式？请记住，并非所有计划都是平等的，因为有些计划仍然可以造成重大损失。

无论是为了自己还是为了亲人，请掌握所需信息，做出明智的决定。在我们为您解释保健储蓄，健保双全计划，私人医疗保险计划，私人综合健保计划，乐龄健保和终身护保之前，请用终极的“盾牌”—知识—武装自己。

和合格财务规划师 Christopher Loh (CFP®) 一起参加由新加坡金融理财协会（Financial Planning Association of Singapore）与人民协会 (People’s Association) 联合举办的网络讲座 - “谁能支付我的医疗费用？”。网络讲座将在2021年9月21日，下午3点，准时进行。

内容：

✓ 回答关于新加坡医疗保健计划的所有问题，

✓ 提供如何在残疾情况下为自己提供长期护理的建议，

✓ 分享他的个人和专业经验，以及

✓ 揭穿有关保险和医院计划升级的观念。

主讲人简介

Christopher Loh 先生的职业生涯始于金融咨询行业，担任保险顾问。他于 2003 年加入人寿保险业务。随后，他加入了一家领先的金融机构，担任客户经理。在任职期间，他为 1000 多名专业人士、经理、企业主和高净值客户提供了有关风险管理和投资组合的服务和建议。他发现这些人可能没有时间、兴趣或专业知识来管理他们的财富。他通过战略资产分配帮助客户实现了加快退休年龄的目标。由于他的努力，他在途中获得了无数奖项。

新加坡是世界上生活成本最高、生活水平最高的国家之一，生活在新加坡，让许多新加坡人发现越来越难以确保他们的收入能够让他们维持舒适（更不用说奢华）的生活方式。他个人认为，提前退休是可能的。实际的。并且高度可实现！

他的个人财富管理理念是每个人都有很多需要考虑和计划的财务未来。每个客户都有要保存和管理的遗产。帮助客户实现他们渴望和应得的财务成功是非常重要的。

他目前是PIAS专业投资咨询服务公司，（金融规划公司）的金融服务经理。

Christopher 拥有新加坡金融理财协会授予的合格财务规划师称号。

Innovative Technology to Foster Community Building

fpaswpadmin — Thu, 13 Apr 2023 01:20:39 +0000

Join us on 22 September, for our next FPSB Network Webinar, "Innovative Technology to Foster Community Building." Moderated by Dante De Gori, CFP®, CEO of FPA Australia, this event will share best practices and lessons learned on using technology to build and grow your territory's CFP professional community from panelists David Kop, CFP®, Director of Relevance at FPI of Southern Africa, and Jason Gudenius, CDM, Director of Marketing at CFP Board. This live event is open to FPSB Network participants only and will take place on 22 September at 8:00pm Singapore Time (12:00h UTC).

To learn more about using technology to engage with key audiences, be sure to VIEW THE EVENT RECORDING HERE from the Financial Planet Webinar Series community library.

CPF & Your Retirement Forum 2021

fpaswpadmin — Thu, 13 Apr 2023 01:05:20 +0000

Thank you to everyone who attended the 2-day forum last weekend! We are glad that there are almost 2,000 views as of date. Here are some screenshots of our speakers:

FPAS is glad to partner with PreceptsGroup International to bring you a forum where participants can understand the various features of CPF.

As we accumulated CPF in our course of life, it is important to know and learn about the different aspects of the CPF schemes and how we can enhance our CPF to provide for our retirement and for our future generations.

Hear from esteemed speakers and engage with industry veterans and investment gurus who will share the latest trends, developments, and solutions that you will need to embrace to prepare for your retirement and estate plan

Key takeaways:

✓ Accumulating sufficient CPF for retirement

✓ Understanding CPF nominations and Life Insurance nominations

✓ CPF for self-employed

✓ Estate Planning versus Retirement Planning

✓ Using different distribution methods for CPF, and many more!

Join us at CPF and Your Retirement Forum 2021 where you can absorb the knowledge required for you to be better prepared for your Estate Plan and what to do with your CPF monies.

DAY 1: 25 SEPT (SAT) 9:30 AM – 5:00 PM

DAY 2: 26 SEPT (SUN) 1:00 PM – 4:25 PM

FREE ADMISSION!

FIND OUT MORE

Speakers:

About Roseline Fong, CFP®

Ms. Roseline has over two decades of experience in financial planning and wealth management. She began her journey in Prudential after graduating from the National University of Singapore (NUS) with a Bachelor of Science majoring in Mathematical Statistics.

She is a member of the Financial Planning Association of Singapore (FPAS) since the year 2000 and went on to complete a Diploma in Life Insurance and Chartered Life Underwriter certification from the Singapore College of Insurance.

She currently specializes in Wealth Management in HSBC Private Bank and is also a Certified Trust and Estate Practitioner (TEP) holding a Diploma in International Trust Management from The Society of Trust and Estate Practitioners (STEP).

An avid learner, she is pursuing a Master of Science in Asset and Wealth Management from Nanyang Technological University (NTU).

Having a strong passion to raise the financial planning professional standards in the industry, she was invited to serve as a council member of FPAS in 2016. She went on to serve as Co-Chair of Standards Boards and was appointed Honorary Secretary in 2018. She is currently President of FPAS for the term 2021 - 2023.

5th Annual World Financial Planning Day

fpaswpadmin — Thu, 13 Apr 2023 00:43:11 +0000

FPAS celebrated its 5th Annual World Financial Planning Day on 6 Oct, co-hosting with FPSB Ltd in conjunction with the IOSCO WIW. The event is to honour this profession and to raise the awareness of the value of financial planning.

We wished to thank the wonderful panelists for their candid sharing and insights to their future plans in our fireside chat 1 segment, “The Future of Financial Planning Practice”.

We wished to thank the panelists for their passionate and honest sharing. I believe it has benefited the audience and provided some hard truths on what they need to do to stay relevant!

Financial Planning Association of Singapore (FPAS) will join the Financial Planning Standards Board Ltd. (FPSB) to host the fifth annual World Financial Planning Day (WFPD) on Wednesday, 6 October as part of the International Organization of Securities Commissions (IOSCO) World Investor Week to raise awareness of the value of financial planning. FPAS is part of the FPSB Network, which represents more than 192,000 CERTIFIED FINANCIAL PLANNER professionals across 27 countries and territories worldwide.

Join us for fireside chat 1: “The Future of Financial Planning Practice” where participants can have a better outlook on post-pandemic ways of working as a financial advisor in the upcoming years.

As technology emerges, it is essential to evolve and adapt to meet our clients’ needs and plan for their tomorrow. Join us for fireside chat 2: “Robo Advisors and You!” to gain knowledge on how to improve financial advice services offered by your organization.

Hear from our esteemed panel from the banking, insurance, and financial advisory sectors as they share their views.

Key takeaways:

✓ The future of financial advisor as a profession

✓ Prospects of Singapore financial planning landscape

✓ Digitalization – The way forward

✓ Gig in or Get out: Financial Planning for the Gen Z?

DATE: 6 OCT (WED)

TIME: 10:00 AM – 12:00 PM

ADDRESS: Hybrid event (Physical and Online)

PhillipCapital @ Raffles City Tower Level 6 (Limited Seats)

Zoom (Link will be provided closer to event date)

Don’t miss our fireside chats with leaders and practitioners in the industry!

About the panelists:

Fireside Chat 1: The Future of Financial Planning Practice

Roseline Fong, CFP®

President

Financial Planning Association of Singapore

An avid learner, she is pursuing a Master of Science in Asset and Wealth Management from Nanyang Technological University (NTU).

Luke Lim

Managing Director

Phillip Securities (A member of PhillipCapital)

As the Managing Director of Phillip Securities Pte Ltd (PSPL), Luke oversees PSPL's daily operational businesses, strategic directions and executes management decisions for performance-driven results in consultation with the board of directors. He honed his management leadership style having been responsible for various roles in the PhillipCapital Group of companies since 2004. His experience covers research solutions, overall strategy and business development.

He co-founded Poems Venture and is currently the appointed Chairman of Securities Association of Singapore (SAS), where he provided stewardship and guidance to fellow members.

Luke graduated from Imperial College London with a Bachelor of Electrical and Electronic of Engineering and obtained a Master's degree in Business Administration from Nanyang Technological University.

Wong Sze Keed

CEO

AIA Singapore

Ms Wong Sze Keed is the Chief Executive Officer of AIA Singapore and is responsible for overseeing and managing AIA's operations in the market to champion AIA’s brand purpose of enabling people to live Healthier, Longer, Better Lives. Sze Keed has more than 27 years of experience in the financial services industry in Singapore and has held a broad range of senior management roles during her career.

Ian Yim

Head of Distribution

HSBC Bank Singapore

A seasoned banker, Mr Yim has been in the industry for over 20 years, of which 18 years were with HSBC.

In HSBC Singapore, Mr Yim has held leadership roles across the Wealth and Personal Banking business. Prior to his appointment as Head of Distribution in 2021, Mr Yim was Head of Wealth and International.

As Head of Distribution, Mr Yim is responsible for all staff-assisted sales and service channels, including Branch Network, International Wealth Hub, Contact Centre, Direct Sales, Wealth Specialists and Bancassurance. One of his key responsibilities is to drive synergy across all staff assisted channels, enabling the bank to improve sales productivity and customer experience gains.

He holds a Bachelor of Business (Honours) in Banking and Finance from Nanyang Technological University.

Fireside chat 2: Robo-Advisor and You!

Lisa Lee, CFP®

Executive Director

Phillip Securities (A member of PhillipCapital)

Upon graduation from NUS with a degree in Economics, Lisa joined UOB as a Management Trainee under its Branches Division. She joined Phillip Securities (a member part of PhillipCapital Group) in 1997 as a Credit Control Officer in the stockbroking business. When the company embarked on plans to expand beyond stockbroking, Lisa was tasked to grow its Financial Advisory business with the mission to make it a “multi-product, multi channel” organisation as clients' partner in finance.

Additionally, she also overseas Wealth Product distributions through omni-channels such as Phillip Investor Centre, Client Experience Unit and digital channels giving clients both choice and convenience.

Beyond her role as Executive Director since 2015, she has continued to oversee the day-to-day function of the company while expanding its reach to serve retail, high net worth and institutional clients.

Zubaidah Osman

Head

Centre for Excellence, Regional Agency / FA and Bancassurance

Great Eastern

Experienced Head of Department and Industry veteran with a demonstrated history of working in the Financial Services industry.

Skilled in leading Strategy, Business Development, Planning, Sales, Learning Management, Organizational Development, Customer Management and Corporate Communications functions.

Experienced in leading multiple industry level work streams and projects anchored by LIA, Global and Regional Associations.

Strong operations professional with a Bachelor of Business Administration with Distinction focused in HR & Marketing.

Have more than 15 years volunteering experience with Make A Wish Singapore and have been awarded a long-term service appreciation certificate from NCSS for this contribution to social service in Singapore.

Jonathan Yap

Team Head for Investment Products Management

Consumer Banking

DBS Bank

Jonathan is currently the Head of Investment Products Management for Consumer Banking Group with DBS Singapore. He is a seasoned finance professional with an international banking career spanning London, New York, Tokyo, Hong Kong & Singapore. Relevant experience includes financial and product control, middle office and operations, audit and intelligent banking.

He is passionate about combining innovation with AI, delivering seamless customer experience, and increasing customer’s wealth management values through enhanced products and services offering.

Chuin Ting Weber, CFP®, CFA, CAIA

CEO, CIO

MoneyOwl

Chuin Ting Weber, CFP®, CFA, CAIA, is the founding Chief Executive and Chief Investment Officer of NTUC social enterprise, MoneyOwl – Singapore’s first bionic financial adviser with a complete suite of technology platforms, including Singapore’s first comprehensive financial planning robo-platform. Prior to MoneyOwl, Chuin Ting was Chief Investment and Asset Management Officer of the Singapore Labour Foundation and Senior Vice President at NTUC Enterprise Co-operative Limited.

She was an investment professional at Lion Global Investors Ltd, including during the 2007-8 Global Financial Crisis and has also served in the Ministry of Defence as Deputy Director of Defence Policy. Chuin Ting holds M.A. and B.A. (Hons) in Modern History degrees from Oxford University, a B.A. in Chinese Language and Culture from the Beijing Language and Culture University, as well as the Certified Financial Planner, Chartered Financial Analyst and Chartered Alternative Investment Analyst designations.

Future of Client Needs and Advice Delivery

fpaswpadmin — Thu, 13 Apr 2023 00:33:47 +0000

Join thought leaders in the global financial planning profession to learn about evolving client expectations, motivations, and concerns and the driving factors behind them – including technology, financial education, and global trends. Plus, discover the skills and abilities CERTIFIED FINANCIAL PLANNER professionals need to provide financial planning advice and sustain a thriving practice.

Watch live via Facebook

Watch live via YouTube

Special Guest: Martin Moloney

Martin Moloney joins the International Organization of Securities Commissions (IOSCO) in September 2021 as Secretary General. Prior to joining IOSCO, Martin was Director General of the Jersey Financial Services Commission (JFSC). He also worked as a Special Adviser on Risk and Regulation to the Central Bank of Ireland (CBI), where he served for 16 years, previously heading up the Markets Policy, Markets Supervision, and Legal and Finance Divisions respectively.

Martin has also been an alternate member of the European Securities and Markets Authority (ESMA), as well as Chair of the latter’s Investment Management Standing Committee. He has been Chair of the European Systemic Risk Board’s Expert Group on Investment Funds and has represented Ireland on the EU Committee of Securities Regulators.

Moderator: Janet Alvarez

Janet Alvarez is a formidable consumer advocate and veteran bilingual financial journalist who serves as Executive Editor of personal finance publication, WiseBread. She also serves as a fill-in Anchor for WHYY/NPR in Philadelphia, PA and CNBC Contributor. Janet's work focuses on financial literacy, democratizing investing and personal finance, and bridging the divide between Wall Street and Main Street.

In her over 15 years in financial journalism, Alvarez has served as Director of News & Social Media for Univision; Contributing Editor & Video Host for TheStreet.com; podcast host for TIME Inc. & Charles Schwab's Insights & Ideas podcast; Managing Editor of Mint.com and Quicken; U.S. News Editor for Reuters-BreakingViews; and an Anchor/Reporter for nationally-syndicated news program First Business. She was also Director of Communications at PEAK6 Investments, a major options trading firm, where she was instrumental in the launch of WeSeed.com and OptionsHouse brokerage.

Alvarez has interviewed countless Fortune 1000 CEOs and CFOs, political luminaries, and major fund managers, and has written on everything from derivatives and corporate finance to basic budgeting and savings techniques. She is a sought-after commentator, and is regularly quoted by most major financial publications, appears regularly on radio and television programming, and is a frequent speaker and guest lecturer on personal finance and investing topics at universities, conferences, and roundtables.

Panelist: Jose Alexandre Vasco

Jose Alexandre Vasco is the Director of Investor Protection and Assistance at CVM and serves on numerous national and international regulatory committees. Vasco has served as a former chairperson of IOSCO's Committee on Retail Investors (C8) and coordinator of World Investor Week, coordinator of OECD/Global Money Week Working Group, member of the OECD International Network on Financial Education (INFE), member of the IOSCO Sustainability Task Force (STF), member of the G20/OECD-INFE Task Force on Consumer Protection, member of SSE Climate Disclosure Advisory Group, member of the Steering Group FC4S, member of IOSCO FinTech Network, and more.

Panelist: Miles Larbey

Miles Larbey is the Acting Head of Consumer Finance, Insurance & Pensions Division at the Organisation for Economic Co-operation and Development (OECD). In this role, he is responsible for the OECD’s policy work relating to financial consumer protection, financial education, insurance and private pensions, and supporting OECD committees and networks in these areas. This includes the OECD International Network on Financial Education, which represents public institutions in over 120 countries responsible for financial education and related topics.

Miles has over 20 years of experience working in financial regulation, consumer protection law and policy; banking, credit and insurance supervision; and financial education across a number of jurisdictions. Before his role at the OECD, Miles held positions as the Senior Executive Leader for Financial Capability and Senior Manager, Deposit-takers, Credit & Insurance at the Australian Securities and Investments Commission; General Manager of Investor Education at the Hong Kong Securities & Futures Commission; and worked on consumer protection law reform at the Financial Conduct Authority in the UK.

Panelist: Amy Richardson, CFP®

Amy Richardson, CFP®, is the Senior Manager, Financial Planner at Charles Schwab. In her current role, she provides training and education to business partners and clients focusing on holistic wealth management. She most recently was part of Charles Schwab's Centralized Planning Group where she lead a team of CERTIFIED FINANCIAL PLANNER professionals supporting retail clients and Branch Partners through financial planning.

Previous to that role, Amy helped launch Schwab’s first hybrid financial planning offer Schwab Intelligent Portfolios Premium as a financial planner. Prior to Schwab, she was a Client Relationship Manager working with high-net-worth individuals and families at a local RIA. Amy received a degree in Finance & Real Estate from the University of Denver and holds the CERTIFIED FINANCIAL PLANNER certification.

Five Ways to Combat Financial Stress During Uncertain Times

fpaswpadmin — Thu, 13 Apr 2023 00:26:34 +0000

According to McKinsey, the average life satisfaction in Europe, which consistently leads the world in well-being, fell in April to its lowest level since 1980. Similarly, McKinsey research in Asia found varying degrees of consumer confidence in a tracking study that began in February. Meanwhile, A U.S. study by the National Endowment for Financial Education found that nearly nine in 10 Americans said the COVID-19 crisis caused them to experience financial stress.

Some common causes of financial stress include:

Not having enough saved for emergencies

Investment losses that could derail retirement plans

A decrease in income or income interrupted by a job loss or furlough

Having high credit card or student loan debt

Unexpected health care expenses

Inability to pay rent, a mortgage, or utilities

While some governments have provided economic stimulus packages including direct payments, grants and loans, the financial impact of the coronavirus may have long-term effects for some people. Here are five steps you can take to reduce stress and make a plan to get your finances back on track:

1. Take stock of your situation. One way to help reduce financial stress is to fully understand how much money you have, how much is coming in each month, and what bills are due. To get a full view of the month, try mapping it all out on a monthly calendar. Mark the date or dates that you expect to receive income, as well as the due dates for your rent or mortgage, utilities, credit cards, tax payments or other fixed expenses. This will help you understand your cash flow. If most of your bills are due within a one-week period or concentrated during a particular time of the month, it may make sense to contact your creditors to see if you can change some of your due dates or get an extension and preserve your cash flow.

2. Track your spending. If money is tight, try tracking your spending for a month or two to see how you’re spending it. Write down each purchase and each bill paid in a notebook or spreadsheet. After your tracking period is complete, go through the list and see which expenses can be cut and which are essential. From there, try developing a monthly budget and sticking to it.

3. Don’t try to make financial decisions all at once. It’s easy to get overwhelmed when faced with mounting bills and not enough income to cover them. Instead of looking at your financial problems in the aggregate, try tackling them one at a time and spreading out your decisions.

4. Remember your goals. Just because money seems tight right now, doesn’t mean your financial and life goals are any less important. Besides saving, what are some other ways you can stay on track and make progress? Some people find that doing freelance work, selling unwanted possessions or relocating to a less expensive home can help generate extra cash for the future.

5. Seek the guidance of a CERTIFIED FINANCIAL PLANNER professional. CFP professionals are financial planners who have met rigorous initial and ongoing global competency standards for the practice of financial planning. In addition, CFP professionals adhere to a code of ethics and agree to always place their clients’ interests first. CFP certification is the standard of excellence in financial planning around the world. To find a CFP professional near you, visit: WorldFPDay.org

A number of studies have established the link between financial stress and poor mental and physical health. According to the Australian Government Department of Health, signs can include arguing over money, trouble sleeping, or feeling angry or fearful. Other studies have shown financial stress contributing to inflammation, high blood pressure, muscle tension and poor digestion. If you’ve been affected financially by the 2020 coronavirus outbreak, don’t wait for money problems to eat away at your overall well-being. By proactively dealing with financial stress early, you may be able to stabilize your financial situation more quickly and improve your long-term financial outlook.

Stretching your insurance dollars at each major milestone

fpaswpadmin — Thu, 13 Apr 2023 00:18:03 +0000

FPAS is glad to have the 4th series of the FPAS Financial Literacy 2021 talk in collaboration with People’s Association.

In this talk, Mr Loh busted several myths about insurance, allowing participants to understand the need for proper financial planning and how to do so. By covering topics such as categories and coverage of different insurance plans, steps to maximise insurance dollars. and income allocation, participants were able to have a clear understanding of how to plan for their future along with their current plans.

We have also invited the Benjamin Ang, Head of Financial Literacy, from GoalsMapper to share their consumer platform for the audience on how to plan and understand their journey so that they can reach their financial goals.

If you wish to receive the complementary consumers’ financial report from Goalsmapper, please email to events@fpas.org.sg with your Name and Mobile No. FPAS will send you the link to generate the report.

Synopsis of the talk:

Getting an insurance is one of the most important decisions in your life as it will impact your loved ones. With the various types of insurance in the market, how do you decide which is the suitable plan? Living till 98? What do you need at 56? Why start before 25? Planning for legacy beyond 99?

Join Christopher Loh, a Certified Financial PlannerTM (CFP®), in “Stretching your insurance dollars at each major milestone”, a webinar jointly organized by FPAS and the People’s Association on 18 November 2021 at 3.00pm.

Key takeaways:

How to have cost-savings while maximizing your insurance benefits

The principles of Income Allocation

Planning your major milestones in life

About the Speaker

Mr Christopher Loh began his career in the financial advisory industry as an insurance advisor. He joined the life insurance business in 2003. Subsequently he joined one of the leading financial institutions as a relationship manager. During his stint there, he has serviced and advised over 1000 professionals, managers, business owners and high net worth clients regarding their risk management and investment portfolio. He found that these individuals may not have the time, interest, or expertise to manage their wealth. He has helped client achieve this through Strategic Asset Allocation of their resources with the singular objective of expediting their retirement age. For his efforts, he received numerous awards along the journey.

Living in Singapore, one of the world’s most expensive countries and highest standards of living, many Singaporeans are finding it increasingly hard to ensure their income allows them to sustain a comfortable (let alone luxurious) way of life. His personal belief is that Retiring early is possible. Practical. And highly achievable!

His personal wealth management philosophy is that every individual has much to consider and plan for their financial future. And every client has a legacy to preserve and manage. It is important to help the clients to achieve the financial success that they desire and deserve.

He is currently a Financial Services Manager at Professional Investment Advisory Services Pte Ltd, a financial planning company.

Christopher holds the title of Certified Financial Planner (CFP®) awarded by the Financial Planning Association of Singapore since 2013. The CFP® credential is the global symbol of excellence in financial planning.

CPF Ready for Life Digital Festival 2021

fpaswpadmin — Thu, 13 Apr 2023 00:04:50 +0000

We are glad that the Digital Festival 2021 with CPF was well received! IT was definitely engaging and informative, especially the discussion at the end of the session.

We would like to thank CPF for the great opportunity and sharing. Here are some photos of the event:

FPAS is pleased to be invited to speak at CPF Board inaugural Digital Festival 2021. It will be an exciting webinar where participants can get inspired and re-imagine their retirement with CPF. It is also an opportunity to have a conversation with the Senior Advisor of CPF Board, Mr Soh Chin Heng, CFP® and the Vice President of FPAS and CEO of St. James’s Place Wealth Management, Mr Gary Harvey.

Get insights on how you can build a holistic financial plan and make the most of your CPF monies to have the financial freedom to pursue your aspirations and retirement goals.

Key takeaways:

✓ Building up personal savings

✓ Making investments

✓ Insuring properly

✓ Minimising debts

✓ Preparing emergency fund, and many more!

CLICK HERE TO REGISTER NOW

Speakers:

About Gary Harvey:

Gary is the CEO of St James’s Place Wealth Management Singapore. He has more than 30 years of experience in the insurance, investment, personal advisory sectors, and an in-depth experience at the CEO and Board Director level.

Gary is well known for his passion in improving professional standards in the financial advisory industry and is the Vice President of FPAS and a regular contributor to the Press on Personal Financial advisory matters. He has an MBA from the Warwick Business School (UK) and is a member of the Singapore Institute of Directors and the Australian Institute of Company Directors.

About Soh Chin Heng, CFP®:

In his 17 years of full-time service with the Board until 2020, Mr Soh was the Deputy Chief Executive (Services) where he oversaw the Board’s customer service and administration of CPF schemes and national projects. He is also a non-practising Certified Financial Planner and is currently pursuing a Masters in Counseling.